Productivity & Collaboration

Microsoft 365 Pricing (October 2026)

List prices, licensing model, add-on modules and every price change we hold, compiled from Microsoft 365's own published pricing page.

  • Last updated 29 October 2026
  • Source: www.microsoft.com ↗
  • Reviewed by a Najar expert*
  • Currency

Microsoft 365 starts at per user / month, billed annually on Microsoft 365 Business Basic. It is licensed per user, not per usage, and there is no free plan. No monthly price published; all plans are shown as billed annually.

Starting price

€6.07per user / month, billed annually

Licensing model

Per userUser

Free tier

Nono trial published

Microsoft 365 plans & pricing

List pricing published by Microsoft 365. Quote-only tiers are shown as such; we do not estimate them.

Microsoft 365 Business Basic

per user / month, billed annually


Annual cost at 200 seats

€14,568

Microsoft 365 Business Standard with Copilot

per user / month, billed annually


Annual cost at 200 seats

€48,864

Best AI + security value

Microsoft 365 Business Premium with Copilot

per user / month, billed annually


Annual cost at 200 seats

€66,552

Microsoft 365 Apps for business

per user / month, billed annually


Annual cost at 200 seats

€26,400

200 seatsCosts above update live, at published list price. They exclude seat rounding, add-ons, metered usage and any discount you negotiate.

Microsoft 365 plan comparison

What changes as you move up a tier, and what each step actually unlocks.

FeatureMicrosoft 365 Business BasicMicrosoft 365 Business Standard with CopilotMicrosoft 365 Business Premium with CopilotMicrosoft 365 Apps for business
List price€6.07€20.36€27.73€11
Billing periodAnnualAnnualAnnualAnnual
Pricing modelper user / month, billed annuallyper user / month, billed annuallyper user / month, billed annuallyper user / month, billed annually
User limit300300300300
What it addsEntry tier. Adds Teams, custom business email, 10+ additional apps and spam and malware filtering on top of web and mobile versions of Word, Excel, PowerPoint and Outlook, plus core identity and access management for up to 300 users. Excludes desktop apps and Copilot in Office apps.Adds desktop versions of Word, Excel, PowerPoint, Outlook and other apps, Copilot in Office apps, pre-built agents, access to Cowork, Autopilot and advanced AI experiences in apps like SharePoint, plus Loop and Clipchamp.Adds policy-based identity and access management for up to 300 users, device security and management, email and threat protection against phishing, malware and cyber attacks, discovery, classification and protection of sensitive data, and Entra ID, Intune, Defender, Purview and a Windows 11 Pro upgrade.Desktop and web versions of Word, Excel, PowerPoint and Outlook for up to 300 users, with 1 TB of cloud storage per user and anytime phone and web support. Excludes Teams, Copilot in apps and business email.

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Licensing model, how Microsoft 365 invoices

The mechanics behind the sticker price: what you are actually charged for, and what triggers an increase.

True billing unit

User
billed annually in advance

Per user / month, billed annually

Model type

Per userPer user / month, billed annually

Seat increments

Single seatsNot published

Annual vs monthly

Annual onlyNo monthly price published; all plans are shown as billed annually.

Guests & externals

Not publishedNot published
  • StructuralChoice of plan (Basic, Standard, Premium)

    The plan decides whether desktop apps, Copilot in Office apps and identity, device and threat protection are included. Basic is web and mobile only; Standard adds desktop apps and Copilot; Premium adds Entra ID, Intune, Defender and Purview. The plan choice is the largest driver of cost per user.

  • LicencePer user, billed annually

    Every plan is priced per user per month and shown as billed annually, with no monthly rate published on these pages. The number of seats you buy therefore sets the invoice.

  • Add-onMicrosoft 365 Copilot Business

    Copilot Business is sold as a standalone add-on for up to 300 users at a list price of $21 per user per month, shown with a promotional rate of $18 for July 1 to December 31, 2026. Standard and Premium already include Copilot in their listed prices. Check the rate in force at the time of purchase.

  • MeteredUsage-based AI charges

    Some advanced AI features are billed on usage on top of licence fees, according to a footnote on the page. These charges are not in the listed prices and can change the invoice for Standard and Premium.

Microsoft 365 products & modules

Sold separately from the base licence. Each one is its own line on the invoice.

ModuleWhat it addsPrice
Microsoft 365 Copilot BusinessCopilot Business is sold as a standalone add-on for up to 300 users at a list price of $21 per user per month, shown with a promotional rate of $18 for July 1 to December 31, 2026. Standard and Premium already include Copilot in their listed prices. Check the rate in force at the time of purchase.$18 / user (promo; $21 list)

Microsoft 365 price change history

Every list-price and packaging change we hold. This page snapshots published prices on each check, so changes accumulate here over time.

No changes recorded yet. The first check was 29 October 2026.

Microsoft 365 pricing FAQ

How much does Microsoft 365 cost?

On the business pages, Microsoft 365 Business Basic is $7.00 per user per month, Business Standard with Copilot $23.50, Business Premium with Copilot $32.00 and Apps for business $10.00 (USD, billed annually). The Copilot Business add-on is listed at $21.00, with a promotional rate of $18.00 per user per month.

How does Microsoft 365 charge?

Per user per month, billed annually. Every plan on these pages is shown as an annual subscription that renews automatically, and no monthly rate is published. Some advanced AI features are billed on usage on top of the licence fee.

Does Microsoft 365 have a free plan?

There is no free plan for businesses on these pages. The plan cards carry 'Try for free' buttons; the trial terms note gives a one-month free trial, after which the subscription converts to a paid subscription. A credit card is required to sign up.

What does Microsoft 365 cost with add-ons?

Copilot Business is sold as an add-on for up to 300 users at a list price of $21.00, shown at a promotional rate of $18.00 per user per month for July 1 to December 31, 2026. Business Standard and Premium already include Copilot in their listed prices.

Microsoft 365 alternatives & competitors

Priced like-for-like on the cheapest published paid tier.

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Agent-compiled pages

Compiled by an automated agent from Microsoft 365's published pricing page on 29 October 2026, and reviewed by a Najar expert. Vendors change packaging without notice and regional pricing differs, so check the source before you budget or sign. Figures exclude tax. No affiliation with Microsoft 365.