Payments (standard)
2.9% + 30¢
per successful domestic card transaction (US)
Annual cost at 200 seats
On request
Finance & Spend
Stripe Pricing (November 2026)
List prices, licensing model, add-on modules and every price change we hold, compiled from Stripe's own published pricing page.
- Last updated 4 November 2026
- Source: stripe.com ↗
- Reviewed by a Najar expert*
Stripe starts at a quoted price. It is licensed on usage, not per seat, and there is no free plan. Not applicable to Payments, which has no subscription.
Starting price
On requestquote onlyLicensing model
Usage-basedSuccessful transactionFree tier
Nono trial publishedStripe plans & pricing
List pricing published by Stripe. Quote-only tiers are shown as such; we do not estimate them.
Stripe plan comparison
What changes as you move up a tier, and what each step actually unlocks.
| Feature | Payments (standard) |
|---|---|
| List price | 2.9% + 30¢ |
| Billing period | Per transaction |
| Pricing model | per successful domestic card transaction |
| User limit | Unlimited |
| What it adds | Pay-as-you-go card processing with no subscription price listed. US cards cost 2.9% + 30¢ per successful transaction; international cards add 1.5% and currency conversion adds 1%. The UK page lists 1.5% + 20p for standard UK cards and 2.8% + 20p for premium cards; the French page lists 1.5% + €0.25 and 2.8% + €0.25 for EEA cards. |
Not sure this is what you should be paying?
Najar reviews your contracts against what comparable companies sign, finds the seats nobody uses, and renegotiates on your behalf.
Licensing model, how Stripe invoices
The mechanics behind the sticker price: what you are actually charged for, and what triggers an increase.
True billing unit
Successful transaction monthly or annual billing
Pay as you go: a percentage plus a fixed fee per successful transaction, with no subscription price listed for Payments
Model type
Usage-basedPay as you go: a percentage plus a fixed fee per successful transaction, with no subscription price listed for PaymentsSeat increments
Single seatsn/a: not priced per seatAnnual vs monthly
No published discountNot applicable to Payments, which has no subscriptionGuests & externals
Not publishedNot published- MeteredCard processing rate
US domestic cards cost 2.9% + 30¢ per successful transaction. International cards add 1.5%, transactions needing currency conversion add 1% and manually entered cards add 0.5%. The UK page lists 1.5% + 20p for standard UK cards, 2.8% + 20p for premium cards and 3.15% + 20p for international cards, with 2% added for currency conversion. The French page lists 1.5% + €0.25, 2.8% + €0.25 and 3.15% + €0.25, with 2% for currency conversion.
- FeeDisputes
Each dispute received costs $15. Countering a dispute costs $15, refunded if you win; an appeal costs $15 and is not refunded even if you win.
- MeteredConnect per active account
Where a platform sets its own pricing, Stripe charges $2 per monthly active account plus 0.25% + 25¢ per payout sent, and 0.25% of payout volume for funds routing. Instant Payouts cost 1% of payout volume. Where Stripe handles pricing for the platform's users, the Connect page lists no monthly active account fee and no per-payout fee.
- MeteredBilling
Billing is charged at 0.7% of Billing volume on pay as you go, or from $620 per month on a 1-year contract. The UK page lists pay monthly from £450 per month on a 1-year contract.
- Add-onRadar, Tax and Terminal
Radar starts at $10 per month or $0.05 per screened transaction. Tax Basic is 0.5% per transaction, and Tax Complete starts at $90 per month on a 1-year contract. Terminal charges 2.7% + 5¢ on US domestic cards.
- FeeBank debits and payouts
ACH Direct Debit costs 0.8%, capped at $5. Instant payouts cost 1.5% of volume with a minimum of 50¢. Domestic payouts after 50 free each month start at $0.50 for next-day ACH.
Stripe products & modules
Sold separately from the base licence. Each one is its own line on the invoice.
| Module | What it adds | Price |
|---|---|---|
| Radar, Tax and Terminal | Radar starts at $10 per month or $0.05 per screened transaction. Tax Basic is 0.5% per transaction, and Tax Complete starts at $90 per month on a 1-year contract. Terminal charges 2.7% + 5¢ on US domestic cards. | Radar from $10 / month |
Stripe price change history
Every list-price and packaging change we hold. This page snapshots published prices on each check, so changes accumulate here over time.
No changes recorded yet. The first check was 4 November 2026.
Stripe pricing FAQ
How much does Stripe cost?
Stripe lists no subscription price for Payments. US domestic cards cost 2.9% + 30¢ per successful transaction, with 1.5% extra for international cards and 1% extra for currency conversion. On the UK page standard UK cards are 1.5% + 20p, and on the French page standard EEA cards are 1.5% + €0.25. Other products are priced separately.
How does Stripe charge for Connect?
Where a platform sets its own pricing, Stripe charges $2 per monthly active account plus 0.25% + 25¢ per payout sent. Where Stripe handles pricing for the platform's users, the Connect page lists no monthly active account fee and no per-payout fee.
How does Stripe charge for Billing?
Billing costs 0.7% of Billing volume on pay as you go, or from $620 per month on a 1-year contract. The UK page lists pay monthly from £450 per month.
What extra fees does Stripe charge?
Each dispute received costs $15. ACH Direct Debit costs 0.8%, capped at $5, and international cards add 1.5%. Radar, Tax and Terminal are priced separately.
Stripe alternatives & competitors
Priced like-for-like on the cheapest published paid tier.
| Vendor | Starts at | Licensing model | |
|---|---|---|---|
 Chargebee | €88.56 per month, plus 0.65% of monthly invoicing volume | From $0 per month plus 0.80% of monthly invoicing volume, or $99 per month plus 0.65%; Enterprise on request | Pricing → |
 Zuora | On request | Quote only: three editions with an annual base fee, plus an additional annual fee for extra capabilities | Pricing → |
Is this page accurate?
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Compiled by an automated agent from Stripe's published pricing page on 4 November 2026, and reviewed by a Najar expert. Vendors change packaging without notice and regional pricing differs, so check the source before you budget or sign. Figures exclude tax. No affiliation with Stripe.