Foundations
Custom
Quote: fixed monthly fee plus transaction-based fees
Annual cost at 200 seats
On request
Finance & Spend
Spendesk Pricing (November 2026)
List prices, licensing model, add-on modules and every price change we hold, compiled from Spendesk's own published pricing page.
- Last updated 4 November 2026
- Source: www.spendesk.com ↗
- Reviewed by a Najar expert*
Spendesk starts at a quoted price. It is licensed per seat, with the seat type deciding the rate, and there is no free plan.
Starting price
On requestquote onlyLicensing model
Per seat, by typePlatform subscription plus transactionsFree tier
Nono trial publishedSpendesk plans & pricing
List pricing published by Spendesk. Quote-only tiers are shown as such; we do not estimate them.
Spendesk plan comparison
What changes as you move up a tier, and what each step actually unlocks.
| Feature | Foundations |
|---|---|
| List price | Custom |
| Billing period | Annual contract |
| Pricing model | Quote, per user + add-ons |
| User limit | Unlimited |
| What it adds | Base plan with unlimited cards, users and control settings, receipt automation, expense reimbursement, real-time budget monitoring, SSO/SAML, Slack and accounting integrations, multi-entity workflows and an open API. The page publishes no amount for the monthly fee or the transaction fees. |
Not sure this is what you should be paying?
Najar reviews your contracts against what comparable companies sign, finds the seats nobody uses, and renegotiates on your behalf.
Licensing model, how Spendesk invoices
The mechanics behind the sticker price: what you are actually charged for, and what triggers an increase.
True billing unit
Platform subscription plus transactions monthly or annual billing
Quote: fixed monthly subscription fee plus variable fees based on transaction volume; no amounts published
Model type
Per seat, by typeQuote: fixed monthly subscription fee plus variable fees based on transaction volume; no amounts publishedSeat increments
Single seatsUnlimited users, cards and control settings on Foundations; no active-user fees.Annual vs monthly
No published discountNot publishedGuests & externals
Not publishedNot published- LicenceFixed monthly subscription
Access to all payment methods is covered by a fixed monthly subscription fee. The pricing page gives no amount, so the figure must be requested from sales.
- MeteredTransaction-based fees
Variable pricing depends on how many transactions your team makes: card purchases, invoice payments and expense claims. No rates are published, so cost grows with spend activity.
- Add-onOptional modules
Procurement, Accounts Payable, advanced workflows and policies, advanced multi-entity management, HR and ERP integrations, and AI-based automation and fraud detection are listed as add-ons with no prices.
- FeeCards and users
Card orders are free and there are no monthly card fees. The vendor states that it does not charge active-user fees, so headcount does not drive the bill.
- StructuralCashback offset
Cashback starts at 1% for eligible clients, which can offset part of the cost. Eligibility criteria are not published on the pricing page.
Spendesk products & modules
Sold separately from the base licence. Each one is its own line on the invoice.
| Module | What it adds | Price |
|---|---|---|
| Optional modules | Procurement, Accounts Payable, advanced workflows and policies, advanced multi-entity management, HR and ERP integrations, and AI-based automation and fraud detection are listed as add-ons with no prices. | Quote |
Spendesk price change history
Every list-price and packaging change we hold. This page snapshots published prices on each check, so changes accumulate here over time.
No changes recorded yet. The first check was 4 November 2026.
Spendesk pricing FAQ
How much does Spendesk cost?
Spendesk does not publish prices. The Foundations plan combines a fixed monthly subscription fee with variable fees based on transaction volume, and neither amount is shown. Add-ons are also unpriced, so a quote from sales is needed.
How does Spendesk charge?
Charges have two parts: a fixed monthly subscription fee for access to all payment methods, and variable pricing based on the number of card purchases, invoice payments and expense claims. There are no active-user fees and no monthly card fees.
Does Spendesk have a free plan?
No free plan is published. The Foundations plan is labelled as included in the base package but carries no stated price, and no trial length is published.
What does Spendesk cost with add-ons?
Add-on prices are not published. Procurement, Accounts Payable, advanced workflows and policies, advanced multi-entity management, HR and ERP integrations, and AI-based automation and fraud detection are all quoted on request. Cashback starts at 1% for eligible clients.
Spendesk alternatives & competitors
Priced like-for-like on the cheapest published paid tier.
| Vendor | Starts at | Licensing model | |
|---|---|---|---|
 Pennylane | €29 per month, excl. VAT, 2 management users | Per month, excl. VAT, by plan and user tier; no commitment | Pricing → |
 Agicap | On request | Custom quote, annual subscription with a minimum 12-month commitment | Pricing → |
 Yooz | €99 from, monthly subscription | Monthly subscription from 99 € on the French page, with the subscription set by document volume and users; Cabinet edition on request | Pricing → |
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Compiled by an automated agent from Spendesk's published pricing page on 4 November 2026, and reviewed by a Najar expert. Vendors change packaging without notice and regional pricing differs, so check the source before you budget or sign. Figures exclude tax. No affiliation with Spendesk.